Florida Car Accident Lawyer
Over 35 Years Experience

Experienced Florida Car Accident Lawyer

Fighting Insurance Companies to Maximize Your Compensation After a Crash.

  • Over 35 Years Handling Florida Auto Accident Claims
  • Experienced with PIP Law & Serious Injury Lawsuits
  • Millions Recovered for Injured Clients
  • No Fee Unless We Win Your Case
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Navigating the Aftermath of a Florida Car Accident

A car accident can turn your life upside down in an instant. In the days and weeks that follow, you’re faced with physical pain, mounting medical bills, vehicle repairs, and the stress of dealing with insurance companies — all while trying to recover. It’s a confusing and overwhelming time, and insurance adjusters are often quick to offer a low settlement that doesn’t cover the full extent of your losses.

You do not have to face this challenge alone. Under Florida law, if another driver’s negligence caused your injuries, you have the right to seek compensation. An experienced car accident attorney can protect you from the insurance companies and fight for the financial recovery you need.

For over 35 years, Lisa Levine and her team at Lisa S. Levine, P.A. have been dedicated advocates for car accident victims across Florida. We understand the tactics insurers use and have the trial experience to hold them accountable.

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Why You Need a Car Accident Lawyer in Florida

Car Accident Attorney Florida

Florida’s auto insurance system is complex. While your own Personal Injury Protection (PIP) insurance covers initial medical bills, it’s often not enough for serious injuries. An attorney is crucial for:

  • Navigating PIP Claims: Ensuring your benefits are paid correctly and on time.
  • Investigating the Crash: Gathering evidence to prove the other driver’s fault.
  • Proving a “Serious Injury”: Meeting the legal threshold required to step outside the no-fault system and sue the at-fault driver for pain and suffering.
  • Calculating Your True Damages: Assessing all your current and future medical needs, lost income, and non-economic losses.
  • Fighting the Insurance Company: Negotiating aggressively with adjusters who are trained to minimize payouts.
  • Taking Your Case to Court: Having a seasoned trial lawyer like Lisa Levine on your side gives you leverage and shows the insurance company you are serious.

Understanding Florida’s No-Fault & Personal Injury Protection (PIP) Law

Florida is a “no-fault” state, which can be confusing. Here’s what it means for your accident claim:

  • Your Own PIP Insurance Pays First: Regardless of who was at fault, you must first turn to your own Personal Injury Protection (PIP) insurance to cover the initial portion of your medical bills and lost wages.
  • PIP Limits: Standard PIP coverage is typically $10,000. For serious injuries, this is exhausted very quickly.
  • The 14-Day Rule: You must seek initial medical treatment within 14 days of the accident, or you risk forfeiting your PIP benefits.
  • The “Serious Injury” Threshold: To pursue a lawsuit against the at-fault driver for non-economic damages (like pain and suffering), you must prove your injury meets a legal threshold, such as a permanent injury, significant scarring, or loss of a bodily function.

An experienced attorney can help you navigate these rules and build a case to recover compensation beyond your PIP limits.

Common Causes of Florida Car Accidents

We handle car accident claims arising from all types of negligence on Florida’s roads, including I-95, I-75, and the Florida Turnpike. Common causes include:

  • Distracted Driving: Texting, talking on the phone, or any other activity that takes a driver’s attention off the road.
  • Speeding and Aggressive Driving: Exceeding the speed limit, tailgating, and unsafe lane changes.
  • Driving Under the Influence (DUI): Accidents caused by drivers impaired by alcohol or drugs.
  • Running Red Lights and Stop Signs: Disregarding traffic signals and signs at intersections.
  • Fatigued Driving: Drowsy drivers who are a danger to everyone on the road.
  • Unsafe Lane Changes and Merging.
  • Hit-and-Run Accidents: When a driver flees the scene of a crash.
  • Accidents involving Uninsured/Underinsured Motorists (UM/UIM): We can help you pursue a claim through your own UM/UIM policy if the at-fault driver has no or insufficient insurance.

What to Do After a Car Accident in Florida (A Step-by-Step Guide)

Building a successful medical malpractice claim is a meticulous and strategic process that requires significant legal skill, resources, and medical expertise. At Lisa S. Levine, P.A., we handle every aspect of this complex journey so you can focus on your health and recovery. Our comprehensive approach includes:

01

Stop and Ensure Safety

Move to a safe location if possible and check for injuries.

02

Call 911

Report the accident and request police and medical assistance.

03

Seek Immediate Medical Attention

Even if you feel okay, get checked by a doctor. This is critical for your health and for meeting the 14-day PIP rule.

04

Document the Scene

Take photos and videos of the vehicles, damage, road conditions, and any visible injuries.

05

Exchange Information

Get the other driver’s name, contact info, insurance details, and driver’s license number. Get contact information from any witnesses.

06

Do Not Admit Fault

Be cooperative with the police, but avoid apologizing or admitting fault to anyone at the scene.

07

Report the Accident to Your Insurance Company

Notify your own insurer promptly.

08

Do Not Speak to the Other Driver’s Insurer

Politely decline to give a recorded statement to the at-fault driver’s insurance adjuster before speaking with an attorney.

09

Contact an Experienced Car Accident Lawyer

Protect your rights and let a professional handle the legal complexities.

Why Choose Our Florida Car Accident Attorney?

  • Over 35 Years of Florida Trial Experience: Lisa Levine is a seasoned trial lawyer who knows how to fight and win against insurance companies.
  • In-Depth Knowledge of Florida PIP and Injury Law: We navigate the complexities of the no-fault system to ensure all avenues of recovery are pursued.
  • A Proven Record of Success: Our firm has a history of securing substantial case results for car accident victims.
  • Personalized, Client-First Approach: We provide direct attorney access and compassionate guidance. (Read Our Client Reviews).
  • No Upfront Fees – Our Promise to You: We handle all car accident cases on a contingency fee basis. You pay no fees unless we win a recovery for you. (Our Fee Commitment)
Florida Auto Accident Claims

Compensation Available in a Florida Car Accident Claim

A successful claim can help you recover compensation for a wide range of losses, including:

Medical Expenses

– All costs for ER visits, hospitalization, surgery, physical therapy, medication, and future medical care not covered by PIP.

Lost Wages

– Income lost due to time off work, also beyond what PIP covers.

Property Damage

– For the repair or replacement of your vehicle.

Pain and Suffering

– For the physical pain, emotional distress, and mental anguish caused by the accident (requires meeting the “serious injury” threshold).

Loss of Future Earning Capacity

If your injuries are permanent and impact your ability to earn a living.

Wrongful Death Damages

If you lost a loved one in a fatal crash.

Frequently Asked Questions About Florida Car Accident Claims

Yes, it is highly recommended. Even if fault is clear, the other driver’s insurance company will still work to minimize the value of your injuries and damages. An attorney ensures you are treated fairly and fights for the full value of your claim.

Generally, the statute of limitations for a personal injury claim based on negligence in Florida is two years from the date of the accident. However, it is crucial to speak with an attorney long before this deadline approaches.

Florida follows a “modified comparative negligence” rule. You can still recover damages as long as you were not more than 50% at fault. Your recovery would be reduced by your percentage of fault. For example, if you were 20% at fault, you could recover 80% of your total damages.

We handle all car accident cases on a contingency fee basis. This means you pay no fees unless we win a recovery for you. The initial consultation is always free.

Speak With an Experienced Florida Car Accident Lawyer Today

If you have been injured in a car accident in Florida, don’t let the insurance company dictate the value of your claim. Protect your rights by speaking with a skilled legal advocate.

Contact Lisa S. Levine, P.A. today for a free, confidential consultation. We will listen to the details of your crash, answer your questions, and explain how we can fight for the compensation you deserve.

Schedule Your Free Personal Injury Case Review